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Transforming Assets into Opportunities.

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What is a Gold Loan?

A Gold Loan at NTC Finance is a secured loan that allows you to leverage your gold jewellery as collateral to meet your immediate financial needs. The process is simple - you pledge your gold jewellery, and in return, you receive higher amount, depending on its purity and weight. With competitive interest rates, quick approval, and easy repayment options, a Gold Loan from NTC Finance offers a convenient solution for your financial requirements.

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Eligibility Criteria for Our Gold Loan

Thinking about the required documents for availing a Gold Loan? Check the eligibility criteria based on your employment type and experience easy documentation. You should meet the below mentioned eligibility criteria before applying for a Loan.

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Nationality
Indian
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Age
18 - 70 years*

Documents required to Apply for our Gold Loan

TypeDocument
ID and Signature ProofCopy of Voter ID/Driving Licence/Aadhaar Card/PAN Card/Passport

Let's Talk about Gold Loan

For additional information regarding gold loan, kindly visit our nearby branch or send us a message.

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Frequently Asked Questions

Most asked questions about our Gold Loan
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The loan amount is determined by the value of the gold you pledge.

Gold loans at NTC Finance are approved and disbursed quickly, often within a few minutes of the loan application.

Yes, you can prepay your Gold Loan. NTC Finance does not charge any prepayment penalty.

Your gold is stored in a secure vault and is returned to you immediately upon full repayment of the loan.

No, NTC Finance does not require a guarantor or introducer when you pledge gold. However, it’s always best to check with NTC Finance directly for the most accurate and up-to-date information.